Take control of your money without spreadsheets
Record your spending, set budgets by category and see if you make it to the end of the month. Simple and ad-free.
Create a free account I already have an account
14 days of Premium as a gift when you sign up. No card needed.
Everything you need to organise your money
Your month at a glance
Available balance, income, spending and savings rate. Log an expense in seconds.
Budgets and goals
Limits per category with alerts, and savings goals with progress and a date.
Will you make it to month end?
We tell you how much you can spend per day and how the coming months will go.
Subscriptions exposed
Finds the payments that repeat and works out what they cost you per year.
Import your bank
Upload your CaixaBank, BBVA, Santander, ING or Revolut statement and it categorises itself.
As a couple or with friends
Share your finances with your partner and split expenses with friends or flatmates.
AI advisor
An analysis of your month with concrete tips. You decide when to use it.
Financial health and challenges
A score from 0 to 100 with what you can improve, and monthly challenges such as no-spend days.
Debt payoff plan
Avalanche or snowball: when you finish paying and how much interest you save.
The tax return, made easy
Work out whether you pay or get money back, with your children and the State and regional deductions.
Less typing
Forward an invoice by e-mail or let the app detect payments from your bank's notifications (Android).
Your data stays yours
PIN or fingerprint lock, export or delete everything whenever you want. EU servers.
Free to start
The free plan lets you keep your accounts (3 accounts, 5 budgets and 2 goals), import your bank once and work out your tax return 3 times per campaign. Premium adds a 12-month forecast, unlimited import, receipts by e-mail, unlimited investments and debts, net worth evolution, the whole investing course, AI analysis, couple mode and unlimited limits.
Frequently asked questions
Is Finanverso free?
Yes. The free plan includes what you need to keep your finances. When you sign up you get 14 days of Premium without a card, then you decide.
Is my data safe?
Your data is stored on servers in the European Union, the connection is encrypted and you can lock the app with a PIN or fingerprint. You can export it or delete your account at any time.
Can I import my bank movements?
Yes, by uploading the statement as CSV or Norma 43. We recognise the CaixaBank, BBVA, Santander, ING and Revolut formats and categorise the movements automatically.
Does it work on mobile?
Yes. There is an Android app on Google Play and the website works on any phone; you can add it to your home screen like an app.
How do I cancel Premium?
Whenever you want and without penalty, from “Your plan”. You keep Premium until the end of the period already paid.
Who is behind it?
Finanverso is built and maintained by one person in Spain. Write to us at [email protected].